Indemnity

Indemnity Insurance Plans in Hickory, NC

How Indemnity Coverage Works

The Owner of this website is an independent insurance producer offering products underwritten by UnitedHealthcare and its affiliates. Any links to insurers are presented as a service only to clients who reside in the states in which the Owner is licensed. Product availability varies by insurer and state. Residents of South Carolina cannot use the Link.

Hospital Indemnity plans provides fixed benefits for qualifying expenses related to hospital stays, surgeries, or emergency room visits. Indemnity plans provide flexible coverage to help reimburse eligible medical expenses and out-of-pocket costs. Designed for individuals and families, these plans work alongside other insurance options to give you added protection.

How It Works

Our indemnity plans make managing unexpected medical expenses simple and stress-free. Enroll quickly with guidance from our licensed agents, then submit claims for eligible expenses with ease. Receive reimbursements promptly and enjoy flexible coverage that works alongside your existing insurance.

1:Review Available Plans

Explore indemnity coverage options designed to fit your needs and budget.

2:Get Expert Guidance

Connect with a licensed agent to compare benefits and understand your options.

3:Choose Your Plan

Select the indemnity plan that provides the coverage you need.

4:Enroll Quickly & Easily

Complete a simple enrollment process with minimal paperwork.

5:Submit Claims for Covered Expenses

Send claims for eligible medical costs and track your reimbursements.

6:Receive Reimbursements & Enjoy Coverage

Get paid for qualifying expenses.

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By providing my phone number and information and clicking ‘Submit Request’, I give prior express written consent to be contacted by Teri or Phillip Patterson from phone number 828-525-8695, 828-358-2000, 828-610-5752, 828-525-8695 or 828-278-9346 for informational and marketing messages. Such contact may include email, automated SMS/MMS/text, and phone calls at any phone number and/or email address I provide, even if the number I provide is a mobile phone, land line, or on any federal, state, local, or corporate Do Not Call list. The communications consented to above include marketing of insurance. TL&P Insurance/Teri Patterson/Phillip Patterson are not connected with or endorsed by the U.S. government or the federal Medicare program. I understand that I am not required to submit this form or agree to these terms as a condition to receive any property, goods, or services that may be offered and that I may revoke my consent at any time by opting out. We do not offer every plan available in your area. Currently we represent 7 organizations which offer 65 products in your area. Please contact Medicare.gov, 1‑800‑MEDICARE, or your local State Health Insurance Program to get information on all of your options. Providing your information is optional. By providing your contact information above, you are granting permission for a licensed sales agent to contact you by phone, mail, or email to answer your questions or provide additional information about Medicare Advantage Plans, Medicare Prescription Drug Plans and Medicare Supplement Insurance. Not affiliated with or endorsed by the Government or Federal Medicare Program. Your information will be provided to a licensed agent for future contact. This is a solicitation for insurance.

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